Attention homeowners in Owensboro and Daviess County: Get an Appraisal today!![]() Here are the top reasons KY homeowners call on Riverfront Appraisals, LLC:
Need help deciding the value of your home in or near Owensboro, KY?
At Riverfront Appraisals, LLC, we understand the unique needs of a consumer after appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them. For-Sale-By-Owner (FSBO) / Pre-Listing ServicesIt's very hard to be objective about your own house because you most likely have an emotional attachment to it. The professional appraisers at Riverfront Appraisals, LLC will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a very valuable negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your property will attract many interested buyers. It's something concrete to show your buyer. It's an independent third party's opinion of your home's value, and not just how much you think your home is worth. Interested buyers assume you have an emotional attachment to your home and will be far more likely to give credibility to a professional appraiser's value assessment than yours. Need to cancel PMI?A popular way to cut costs for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is below 80% of the value of your home, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We are qualified in helping folks just like you dismiss unnecessary PMI insurance. Challenging property tax assessmentsIf you live in an area that is going down or not appreciating as much as other properties close by, your local tax assessor may have your house overvalued. This means you are going to pay higher taxes than you should be paying. The faster you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting an expert appraisal from Riverfront Appraisals, LLC is your #1 weapon when challenging your property tax assessment. HELOC recently frozen?Your lender might make the decision to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area -- even if your specific property has not declined in value. This can be be detrimental to your credit score since it may appear as though that credit line is maxed out, and also troublesome from a cash flow point of view. Riverfront Appraisals, LLC can help you reinstate your home equity line of credit with efficient appraisal. Need Field and Desktop Appraisal Review Services?Would you wish a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you want a seasoned appraiser to double-check your appraisal for precision? In a field review we will go out and check the subject and comparables in question. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files. Do you need a retrospective review of an appraisal report? Riverfront Appraisals, LLC can We can assist you. Even though this is typically requested by banks, you may wish to utilize this service if you suspect mortgage fraud related to your home. |